8 AI Prompts That Replace a $25K/Year Financial Analyst

Institutional-grade stock analysis, running in your browser.

• A junior equity analyst at a decent fund costs somewhere between $80K and $120K per year when you factor in everything.

• A Bloomberg terminal runs about $25,000 annually, and most retail investors will never have access to one.

• Sell-side research subscriptions? Those go for $600 to $1,500 monthly depending on the coverage you want.

Here’s what I find fascinating: the analytical frameworks these professionals use are completely documented. The valuation models, the risk methodologies, the screening criteria — all of this lives in textbooks, MBA curricula, and CFA study guides. The intellectual property was never really the secret sauce.

The value was always in the execution. Having someone who could actually sit down and run the analysis consistently, thoroughly, week after week.

And that’s exactly what Claude can do now.

I spent tens of hours building prompts that replicate specific institutional workflows. These are structured frameworks that produce the same outputs a research team would deliver, with the same rigor and the same format.

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What’s inside this guide:

1. The Equity Screener — find stocks with judgment, beyond simple filters

2. The Intrinsic Value Model — full DCF with explicit assumptions you can stress-test

3. The Risk Audit — portfolio-level stress testing most investors skip

4. The Earnings Preview — the institutional briefing before companies report

5. The Portfolio Architect — complete allocation framework for your situation

6. The Competitive Landscape Mapper — find the best stock in any sector

7. The Technical Structure Analysis — levels, trends, and a clear trade plan

8. The Complete Due Diligence Framework — the master prompt that ties everything together

I also included the chaining workflow (how to run these in sequence for deep research), customization guides for different investing styles, and the common mistakes that produce weak outputs.

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Two things before we dive in:

1. Claude works with the information you provide, so for current prices and live metrics you’ll want to either enable web search or paste in data from Yahoo Finance. The real value here is the analytical structure, the frameworks that turn raw data into actual insight.

2. And customization matters more than you might expect. I’ve marked the spots where you add your specifics with brackets, and the more context you give Claude about your situation, the sharper the output becomes.

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1. The Equity Screener

Most stock screeners give you filters. You set some parameters, hit search, and get a list of tickers that match your criteria.

This prompt gives you something different: judgment.

Instead of just sorting by P/E ratio and market cap, you get the kind of reasoning a portfolio manager would actually apply. Sector-specific nuances, quality signals that matter for your particular strategy, red flags that basic screens would miss entirely.

The prompt:

You are a portfolio manager at a $2B long-only equity fund with 15 years of experience finding high-conviction ideas for institutional clients.

I need you to screen for stocks that match my specific investment criteria, but I want more than just a filtered list. I want your judgment on each name.

Please deliver the following:

1. Eight to twelve stocks that genuinely fit my parameters, with ticker symbols

2. A one-sentence investment thesis for each stock explaining why it specifically fits what I’m looking for

3. The three or four metrics that matter most for this particular strategy, so I know what to track

4. Any concerns or red flags for each pick, and if there are none worth mentioning, note that explicitly

5. A confidence ranking from your highest conviction pick to your lowest

6. One contrarian idea that may not perfectly match my stated criteria but deserves serious consideration anyway

7. Names I should actively avoid in this strategy and clear reasoning for why

I’m looking for specific, actionable analysis here. Every recommendation should come with clear reasoning that I could explain to someone else.

My investment criteria: [DESCRIBE YOUR APPROACH — growth vs value orientation, market cap preferences, sectors you favor or want to avoid, your investment time horizon, dividend requirements if relevant, and any hard exclusions]

Why this works so well: The “one-sentence thesis” requirement forces Claude to be precise rather than vague. The “contrarian idea” request often surfaces the most interesting opportunities, the ones that basic screens would filter out. And asking for names to avoid gives you useful signal on what the reasoning is actually picking up.

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That first prompt covers stock discovery, but real investment analysis requires seven more frameworks working together.

The remaining 7 prompts:

2. The Intrinsic Value Model — A complete discounted cash flow analysis with three scenarios (bear, base, bull), explicit assumptions you can adjust, sensitivity tables showing how the valuation changes, and a clear verdict on whether the stock is cheap or expensive right now.

3. The Risk Audit — Portfolio-level stress testing that identifies correlation clusters, concentration risks, tail scenarios, and specific hedges ranked by cost-effectiveness. The “what would you change immediately if this were your money” framing produces surprisingly direct feedback.

4. The Earnings Preview — The institutional briefing analysts prepare before companies report. Beat/miss history, the specific metrics that will drive the stock reaction (not generic ones), bull and bear scenarios, and a clear recommendation on positioning.

5. The Portfolio Architect — Complete portfolio construction for your specific situation. Asset allocation with exact percentages, specific ETF recommendations with tickers, rebalancing rules, tax optimization, and a one-paragraph investment policy statement you can actually follow.

6. The Competitive Landscape Mapper — Full industry analysis to find the strongest stock in any sector. Moat assessment for each major player, market share dynamics, management quality ratings, and catalyst identification.

7. The Technical Structure Analysis — Multi-timeframe trend analysis with exact support and resistance levels, volume confirmation, and a complete trade plan including entry zone, stop placement, and price targets.

8. The Complete Due Diligence Framework — The master prompt that combines everything into a single comprehensive analysis. This is the one I use most often when I’m seriously considering a position.

Plus the implementation details:

• How to chain these prompts together for thorough research (the five-step sequence that takes about 25 minutes)

• Customization guide for different investing styles — growth, value, income, and shorter-term trading

• The common mistakes that produce weak outputs, and how to fix them

• Web search integration workflow for real-time data

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I’ve enabled a free trial so you can all access 👇